Sign up or log in to access your personalized financial dashboard. We ensure your data is protected with robust security measures.
Or continue with
Age Verification
To ensure a tailored experience, please confirm your age. Users under 18 will be redirected to our "Learning Mode" for foundational financial education.
Your Security, Our Priority
We are committed to protecting your financial data. Our authentication process uses industry-standard encryption to keep your information safe and private.
Learn more about our privacy policy and how we safeguard your financial journey.
We're always improving! Look out for features like automatic vendor tagging and advanced analytics.
Spenzoid is continuously evolving to make your financial management effortless.
AI Chat Assistant
Your Personal Financial Mentor
Get personalized financial advice and answers to your money questions instantly. Our AI is here to guide you.
You
How can I save ₹1,000 this month?
"To save ₹1,000 this month, consider cutting down on daily coffee by ₹50, packing lunch twice a week, and reviewing unused subscriptions. Small changes add up!"
AI
You
I spent ₹5,000 on food — is that too much?
"Spending ₹5,000 on food depends on your income and budget. For a monthly income of ₹30,000, it's about 16.7%, which is reasonable. If you want to reduce it, try meal prepping or eating out less."
AI
Intelligent Task Chaining
Our AI remembers your context and can chain tasks. Set a goal, and it will help you plan it out step-by-step.
From "I want to save ₹5,000 by December" to a detailed saving plan, our AI handles it.
Context Retention
The AI remembers your previous conversations, providing a seamless and continuous advisory experience.
No need to repeat yourself; our AI understands your financial history and goals.
Gamification System
Earn XP for Smart Habits
Every positive financial action earns you Experience Points (XP). Watch your financial literacy grow!
5000XP
Track an expense: +20 XP
Save ₹200: +20 XP
Complete a weekly challenge: +50 XP
Achieve a goal: +100 XP
The more you engage, the more you learn and earn!
Unlock Exclusive Badges
Achieve milestones and earn unique badges. Showcase your financial prowess!
1st Month Saver
Streak Hero (7 days)
Budget Ninja
Goal Achiever
Smart Spender
Collect them all and become a Spenzoid financial master!
Daily & Weekly Streaks
Maintain your budget discipline with streaks. Don't break the chain!
🔥 7-Day Streak!
Log your expenses daily to keep your streak alive and earn bonus XP.
AI-Suggested Habits
Our AI will suggest new habits to help you save and manage money better, like "Try a no-spend Sunday."
Goal Planner
Create Your Financial Goals
Define your financial aspirations and let our AI help you achieve them. From dream trips to big investments, we've got you covered.
AI-Generated Saving Plans
Our intelligent AI analyzes your goals and suggests a personalized saving plan, including weekly/monthly targets and areas to cut spending.
Goal: Goa Trip (₹10,000 by Dec 2025)
Save ₹500 weekly or ₹2,000 monthly.
Consider reducing dining out by 20%.
Look for cheaper travel options.
Get actionable steps to make your dreams a reality.
Visual Progress Tracker
See your progress towards each goal with a clear visual bar. Stay motivated as you get closer!
Goa Trip
60% Complete (₹6,000 / ₹10,000)
New Laptop
30% Complete (₹4,500 / ₹15,000)
Visual cues keep you focused and motivated on your saving journey.
Financial Auditor
Monthly Financial Summary
Get a comprehensive overview of your financial health each month. Understand your spending patterns and savings.
Total Income:₹30,000
Total Spent:₹18,000
Savings:₹12,000
A clear snapshot of your money in and out.
Category Comparison & Warnings
Compare your spending across categories month-over-month and receive alerts for unusual spikes.
Food:+20% higher than last month
Shopping:-10% lower than last month
Travel:Stable
Warning: Your food expenses increased significantly this month. Review your dining habits.
Identify trends and areas for improvement with smart insights.
AI-Generated Financial Report
Receive a personalized PDF report with detailed analysis and AI comments on your financial performance.
AI Comment: "You're doing great! Cut OTT by ₹300 and you'll save 12% more this month."
Empower your financial decisions with data-driven insights.
Learning Mode
Financial Lessons for Beginners
New to finance? Our AI-generated lessons make learning about money easy and engaging. Start building your financial foundation today.
Understanding Income & Expenses
Basics of Budgeting
Introduction to Saving
The Power of Compounding
Avoiding Debt Traps
Budget Simulation Tool
Practice budgeting in a risk-free environment. Experiment with different scenarios and see the impact on your finances.
Quizzes & Badges
Test your knowledge with interactive quizzes and earn badges for mastering financial concepts. Make learning fun!
